#inner-page-wrapper{margin:0;font-size:1rem;z-index:unset}#inner-page-wrapper>.max-container{width:100%;max-width:100%;padding:0}.ip-banner.hstCalcBanner{display:block;width:100%;font-size:0}.hstCalcPage{--hst-bg: linear-gradient(180deg, #f8fbff 0%, #f9f4ee 100%);--hst-card: #ffffff;--hst-border: #d9e3ea;--hst-shadow: 0 20px 44px rgba(18, 41, 58, .12);--hst-title: #000000;--hst-copy: #7a7a7a;--hst-accent: var(--primary);--hst-accent-dark: var(--primary);--hst-primary: #000000;--hst-primary-dark: #000000;position:relative;overflow:hidden;padding:3.5rem 0 4rem;background:var(--hst-bg);padding-top:40px!important}.hstCalcPage:before,.hstCalcPage:after{content:"";position:absolute;border-radius:50%;pointer-events:none;filter:blur(10px)}.hstCalcPage:before{top:-8rem;left:-5rem;width:18rem;height:18rem;background:#13293d14}.hstCalcPage:after{right:-4rem;bottom:-6rem;width:16rem;height:16rem;background:#1f8a4d1a}.hstCalcPage-breadcrumbs{padding:0}.hstCalcPage-breadcrumbs-wrap{width:min(100% - 30px,1140px)}.hstCalcPage__shell,.hstCalcPage__wrap{position:relative;z-index:1}.hstCalcPage__wrap{width:min(100% - 30px,1140px);margin:0 auto}.hstCalcPage__hero{text-align:center;max-width:46rem;margin:0 auto 1.75rem}.hstCalcPage__title{font-family:var(--font-family-title);font-size:clamp(2.3rem,4.7vw,4rem);line-height:.95;letter-spacing:.03em;color:var(--hst-title);text-transform:uppercase}.hstCalcPage__intro{margin-top:1rem;color:var(--hst-copy)}.hstCalcPage__intro p{font-size:1rem;line-height:1.7}.hstCalcPage__disclaimer{margin-top:1.2rem;padding:1.125rem 1.25rem;border:1px solid rgba(29,55,96,.12);border-radius:1rem;background:#ffffffb8;box-shadow:0 12px 28px #12293a14;color:var(--hst-copy)}.hstCalcPage__disclaimer p{font-size:.875rem;line-height:1.7}.hstCalcCard{position:relative;padding:1.375rem;border:1px solid var(--hst-border);border-radius:1.25rem;background:var(--hst-card);box-shadow:var(--hst-shadow);max-width:760px;margin:0 auto}.hstCalcCard__heading{display:inline-flex;align-items:center;gap:.75rem;padding:.75rem 1rem;border:1px solid rgba(29,55,96,.12);border-radius:.875rem;font-size:.95rem;font-weight:700;letter-spacing:.04em;text-transform:uppercase}.hstCalcCard__heading:before{content:"";width:.9rem;height:.9rem;border-radius:.28rem;flex-shrink:0}.hstCalcCard__heading--details{color:var(--hst-primary)}.hstCalcCard__heading--details:before{background:var(--primary)}.hstCalcCard__heading--results{color:var(--hst-accent)}.hstCalcCard__heading--results:before{background:linear-gradient(180deg,#49b16b 0%,var(--hst-accent) 100%)}.hstCalcField{margin-top:1.25rem}.hstCalcField__label{display:block;margin-bottom:.55rem;color:var(--hst-title);font-size:.92rem;font-weight:700;line-height:1.4;text-transform:uppercase;letter-spacing:.03em}.hstCalcField__inputWrap{position:relative}.hstCalcField__prefix{position:absolute;top:50%;left:1rem;transform:translateY(-50%);color:var(--hst-copy);font-size:1.2rem;font-weight:700}.hstCalcField__input{width:100%;min-height:3.75rem;padding:0 1rem 0 2.35rem;border:1px solid #ced8e1;border-radius:.8rem;background:#fdfefe;box-shadow:inset 0 0 0 1px #ffffff73;color:var(--hst-title);font-size:clamp(1.1rem,3vw,1.45rem);font-weight:700;outline:none;transition:border-color .2s ease,box-shadow .2s ease;font-family:var(--font-family-default)}.hstCalcField__input:focus{border-color:#1d376080;box-shadow:0 0 0 4px #1d376014}.hstCalcField__help{margin-top:.5rem;color:var(--hst-copy);font-size:.84rem;line-height:1.55}.hstCalcToggle{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:.75rem}.hstCalcToggle__option{position:relative;display:block}.hstCalcToggle__option input{position:absolute;top:0;right:0;bottom:0;left:0;opacity:0;cursor:pointer}.hstCalcToggle__option span{display:flex;align-items:center;justify-content:center;min-height:3.2rem;border-radius:.8rem;background:#e8eef6;border:1px solid transparent;color:var(--hst-primary);font-size:1rem;font-weight:700;transition:background .2s ease,color .2s ease,border-color .2s ease,transform .2s ease}.hstCalcToggle__option input:checked+span{background:linear-gradient(180deg,var(--hst-primary) 0%,var(--hst-primary-dark) 100%);border-color:var(--hst-primary-dark);color:#fff;transform:translateY(-1px)}.hstCalcResults{margin-top:1.35rem;padding:1.1rem;border-radius:1rem;border:1px solid #e3e3e3;background:linear-gradient(180deg,#fbfbfb,#f7f7f7)}.hstCalcResults__title{color:var(--hst-title);font-size:.92rem;font-weight:700;line-height:1.2;letter-spacing:.03em;text-transform:uppercase}.hstCalcStatList{display:grid;gap:.7rem;margin-top:.9rem}.hstCalcStat{display:flex;align-items:center;justify-content:space-between;gap:.8rem;padding:.9rem .95rem;border:1px solid var(--hst-border);border-radius:.75rem;background:#fff}.hstCalcStat__label{max-width:17rem;color:var(--hst-title);font-size:.86rem;font-weight:600;line-height:1.45}.hstCalcStat__value{color:var(--hst-title);font-size:clamp(1.15rem,4vw,1.5rem);font-weight:800;line-height:1.1;letter-spacing:-.01em;text-align:right}.hstCalcStat__value--accent{color:var(--hst-accent)}.hstCalcSummary{margin-top:.9rem;padding:1.1rem 1rem;border-radius:.95rem;background:linear-gradient(180deg,#f9f4ee,#fff);border:1px solid rgba(31,138,77,.18)}.hstCalcSummary__eyebrow{color:var(--hst-accent-dark);font-size:.82rem;font-weight:700;letter-spacing:.04em;text-transform:uppercase}.hstCalcSummary__value{margin-top:.45rem;color:var(--hst-accent);font-size:clamp(1.9rem,6vw,2.8rem);font-weight:800;line-height:1;letter-spacing:-.03em}.hstCalcSummary__note{margin-top:.55rem;color:var(--hst-copy);font-size:.83rem;line-height:1.6}.hstCalcInfoBox{margin-top:1rem;padding:1rem;border:1px solid #e3e3e3;border-radius:.95rem;background:linear-gradient(180deg,#fbfbfb,#f7f7f7)}.hstCalcInfoBox__title{color:var(--hst-primary);font-size:.9rem;font-weight:700;line-height:1.35;letter-spacing:.03em;text-transform:uppercase}.hstCalcInfoBox__content{margin-top:.6rem;color:var(--hst-copy)}.hstCalcInfoBox__content p{font-size:.86rem;line-height:1.65}@media screen and (min-width:1024px){.hstCalcPage{padding:5.625rem 0 6.25rem}.hstCalcPage__hero{margin-bottom:2.4rem}.hstCalcPage__disclaimer{margin-top:2rem;padding:1.25rem 1.5rem}.hstCalcCard{padding:1.875rem 2rem}.hstCalcResults{padding:1.35rem}.hstCalcSummary{padding:1.3rem 1.2rem}.hstCalcInfoBox{padding:1.2rem}}@media screen and (max-width:767px){.hstCalcStat{flex-direction:row;align-items:flex-start}}